Where do exporters from Croatia get public support?

2 programmes and institutions: HBOR – izvozno-kreditno osiguranje, HBOR – kreditiranje izvoza. Each entry links to the official page with the current conditions.

Can I use another country's programmes?

Normally not: export support follows the country where the company is registered. EU-wide instruments (Enterprise Europe Network, Access2Markets, the EU SME Fund) serve companies in every member state.

Export support for companies from Croatia

Public bodies and programmes that help a company registered in Croatia sell abroad, by kind of support. Each entry was checked on the official website on the date shown.

Export credit and insurancePaid
HBOR – izvozno-kreditno osiguranje
HBOR export credit insurance
Insurance of short-term export receivables (including a product for small exporters), supplier and buyer credit insurance, production risk, export performance guarantees, and cover of up to 80% of principal for banks' liquidity loans to exporters.
Who:
Croatian exporters, their suppliers and companies planning to export; banks financing them.
Run by:
Hrvatska banka za obnovu i razvitak (HBOR), development and export bank and export credit agency of the Republic of Croatia, 100% state-owned
Markets:
worldwide
Note:
Mandate and ownership from https://www.hbor.hr/tko-smo/16 (read 8 November 2026). Export credit insurance is provided by HBOR as insurer in the name and for the account of the Republic of Croatia (liquidity loan portfolio page).
Checked on the official site 2026-11-08.
Export credit and insurancePaid
HBOR – kreditiranje izvoza
HBOR export loans
Export preparation loans (raw materials, suppliers, labour and other costs up to collection), supplier credit and buyer credit for foreign purchasers of goods and services, plus export bank guarantees, letters of credit and export receivables factoring.
Who:
Private companies, craftspeople and other eligible entities; loans generally from EUR 50,000; via commercial banks, or directly from HBOR above EUR 200,000.
Run by:
Hrvatska banka za obnovu i razvitak (HBOR), development and export bank and export credit agency of the Republic of Croatia, 100% state-owned
Markets:
worldwide
Note:
Overview of export products: https://www.hbor.hr/izvoz-2256/2256.
Checked on the official site 2026-11-08.

Also open to you: the EU-wide instruments.

Questions

Where do exporters from Croatia get public support?: 2 programmes and institutions: HBOR – izvozno-kreditno osiguranje, HBOR – kreditiranje izvoza. Each entry links to the official page with the current conditions.
Can I use another country's programmes?: Normally not: export support follows the country where the company is registered. EU-wide instruments (Enterprise Europe Network, Access2Markets, the EU SME Fund) serve companies in every member state.

All countries and filters · Selling into Croatia

Cresques is not affiliated with these bodies. Sources: the official website of each institution, read on the date shown; conditions and calls change — check the official page before applying.